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CALCULATORS

Run the numbers before you decide.

Free calculators for debt, home, savings and income. No sign-up, and every one of them is in the app too.

TRY ONE

Minimum payments, or a little more?

Change any number and watch the date move.

AT YOUR PAYMENTApr 202817 months · $703 in interest
AT THE MINIMUMAug 203157 months · $2,639 in interest

Paying $180 more a month saves $1,936 and 40 months.

A rough estimate: a fixed rate and the same payment every month. In the app, every calculator works from your real numbers, and some can add their result straight to your budget.

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Every calculator

Each one has its own page, with a short guide on how it works and what to do with the answer.

DEBT

Debt PayoffWhen you’re debt free, and in what orderpinchd.io/calculators/debt-payoff →Minimum PaymentsWhat paying only the minimum really costspinchd.io/calculators/minimum-payments →ConsolidationOne balance and rate for several debtspinchd.io/calculators/consolidation →AmortizationWhere each payment goes, period by periodpinchd.io/calculators/amortization →Auto LoanA car payment with trade-in and down paymentpinchd.io/calculators/auto-loan →Student LoanPayment and total cost, or a faster payoffpinchd.io/calculators/student-loan →

HOME

MortgageThe full monthly cost of a homepinchd.io/calculators/mortgage →Rent AffordabilityA rent range from your incomepinchd.io/calculators/rent-affordability →Early MortgageWhat paying extra does to the termpinchd.io/calculators/early-mortgage →

SAVINGS

Emergency FundHow long until you have a cushionpinchd.io/calculators/emergency-fund →Debt or SavingsWhere your spare money does the most goodpinchd.io/calculators/debt-or-savings →

INCOME

PaycheckYour take-home after tax and deductionspinchd.io/calculators/paycheck →401KYour balance at retirement, match includedpinchd.io/calculators/401k →Currency ConverterWhat money from another country is worth herepinchd.io/calculators/currency-converter →