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LEGAL

Terms of Service

Effective [EFFECTIVE DATE] · Tinstac LLC

Plain-English summaries on every section, so you can find what matters fast. The full text under each one is what counts.

1. Eligibility

In short: You need to be 13 or older to use pinchd.

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2. Accounts

In short: Keep your password safe. You’re responsible for what happens in your account.

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3. Permitted use

In short: Use pinchd to plan your own money, alone or with your household.

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4. Prohibited conduct

In short: Don’t misuse pinchd, try to break it, or use someone else’s account.

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5. Subscriptions and billing

In short: Solo and Duo renew until you cancel. Store subscriptions are managed in the App Store or Google Play; web plans in Plan & billing.

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6. Your data

In short: Your budgets are yours. You give us permission to store and show them so the app works.

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7. Intellectual property

In short: pinchd, Sprout and the app’s design belong to Tinstac LLC.

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8. Disclaimer and limitation of liability

In short: pinchd is provided as is. Plans are estimates; your real numbers may differ.

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9. Termination

In short: You can stop using pinchd any time. We may close accounts that break these terms.

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10. Dispute resolution

In short: If something goes wrong, write to us first. We’ll try to sort it out.

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11. Referral and partner programs

In short: Free months from referrals have no cash value. Partner earnings follow the partner program terms.

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12. Changes to these terms

In short: We’ll tell you in the app before new terms take effect.

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13. Contact us

In short: Questions? Write to support@pinchd.io.

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