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pinchd

ABOUT

It started with a pen, paper and a problem worth solving.

pinchd used to be BetterBudgets. Same app, same Sprout, same promise: a real plan, no bank login.

VISION

A world where anyone can build a real financial plan.

Whatever your income, background or how much you know about money, you should be able to plan your future without giving up your privacy to do it.

MISSION

Built for the people the other apps left behind.

Most money apps ask for too much and give back too little. pinchd gives anyone a real, workable plan, built around their paychecks, without asking for anything they shouldn’t have to give up.

VALUES

Not just words on a page.

They’re the calls we make every day about what to build, what to skip, and who it’s for.

INNOVATION

Keep improving

Make budgeting and paying off debt a little easier and more effective for everyone, at every stage.

EMPOWERMENT

Empower families

Give people and families the know-how, tools and support to take real control of their money.

HONESTY

Operate with honesty

Be clear about every decision and recommendation. You should always be able to trust what pinchd tells you.

ACCOUNTABILITY

Build accountability

Help people own their decisions and their progress. Real change comes from you; we just make it easier.

Who’s behind it

pinchd is made by Tinstac LLC. It was BetterBudgets until 2026; the name changed, and nothing you rely on did.

Say hi: support@pinchd.io

Your first plan is a few questions away.

No bank account needed.